A website of Dominion Lending Centres Homestead Financial · Independently Owned and Operated · Brokerage Licence #11711 # Barrie Real Estate Market, September 2026 | ReverseMortgageBarrie.ca > Barrie's September 2026 home sales in plain words: 130 sales, a $617,100 benchmark, prices by home type, and what it all means for owners 55 and older. URL: https://reversemortgagebarrie.ca/blog/barrie-real-estate-market-september-2026/ Barrie market news # Barrie real estate market, September 2026: what it means if you're 55+ Fewer sales, more listings and a softer benchmark price: here's what September's TRREB numbers mean for your Barrie home. By Dominion Lending Centres Homestead Financial · October 16, 2026 Photo: Transportfan70, [CC0 (public domain)](https://creativecommons.org/publicdomain/zero/1.0/), via [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Barrie_skyline_2025.jpg). ## Barrie’s September 2026 numbers at a glance Barrie’s real estate board is now part of the Toronto Regional Real Estate Board (TRREB). Each month, TRREB publishes a Simcoe County Market Watch with a separate line for the City of Barrie. The [September 2026 report](https://trreb.ca/wp-content/files/market-stats/market-watch/Simcoe_County_mw2609.pdf) came out on October 6. | City of Barrie | September 2026 | | --- | --- | | Homes sold | 130 | | Average price | $686,941 | | Median price | $637,500 | | New listings | 513 | | Homes for sale at month end | 888 | | Average days on market | 40 | | Sale price as a share of list price | 98% | | Months of inventory | 5.2 | The median is the middle sale: half of Barrie homes sold for more than $637,500, and half sold for less. From January to September, Barrie recorded 1,411 sales, with a median of $650,000. ## Why the benchmark is the better guide Averages jump around depending on which homes happen to sell. The MLS® Home Price Index benchmark follows the price of a typical home instead, so it gives you a steadier read. In September 2026, Barrie’s composite benchmark was **$617,100**, down 5.14% from a year earlier. In [August](https://trreb.ca/wp-content/files/market-stats/market-watch/Simcoe_County_mw2608.pdf) it was $624,700, so it slipped about 1.2% in one month (our math). ## How each type of Barrie home did | Home type | Sales | Average | Median | Average vs. a year ago | | --- | --- | --- | --- | --- | | Detached | 84 | $789,940 | $716,000 | +2.2% | | Semi-detached | 4 | $556,875 | $533,750 | -13.7% | | Freehold townhouse | 20 | $546,100 | $536,250 | -10.5% (all townhouses, 22 sales) | | Condo apartment | 19 | $433,784 | $393,500 | -24.1% | Detached houses held their value best. Their average rose 2.2%, even though detached sales fell 28.2% from September 2025. The condo apartment drop looks alarming, but only 19 units sold. The apartment benchmark, which smooths out that mix, was $416,600, down a much smaller 6.28%. The single-family benchmark was $669,900 (down 4.77%), and the townhouse benchmark was $465,800 (down 15.37%). With so few sales, one month can mislead. ## Barrie next to its neighbours Barrie is one of the more affordable places to own in Simcoe County. Its $617,100 composite benchmark sat below Innisfil ($651,800), Oro-Medonte ($800,800), Springwater ($893,300) and the county-wide figure of $762,300. Orillia was lower, at $506,100. ## What it means if you’re thinking of selling With 888 homes for sale and 5.2 months of inventory, Barrie buyers have more to choose from than sellers would like. TRREB says sales fell faster than listings across Simcoe County, which gave buyers more choice and negotiating power in some parts of the market. Barrie homes still sold for 98% of their asking price on average, after about 40 days. If you plan to downsize, a slower market means more time on the market and less room to ask for a higher price. Selling also comes with real costs: commission, legal fees, land transfer tax on the next home and movers. Our [downsizing guide](/guide/downsizing-in-barrie-cost/) adds them up. ## What it means for a reverse mortgage A reverse mortgage lender doesn’t use the monthly average. It sends an appraiser to value your own home. The amount you can get then depends on that value and the age of the youngest owner. Here’s what September’s composite benchmark of $617,100 works out to by age: | Youngest owner’s age | Up to about | On a $617,100 home | | --- | --- | --- | | 65 | 50.55% | about $312,000 | | 70 | 52.85% | about $326,000 | | 75 | 57.75% | about $356,000 | | 78 and older | 60% | about $370,000 | These are ceilings, not offers. A softer market does lower the ceiling a little. A year ago, the benchmark worked out to about $650,500, so at 70 the most you could get on a typical home is about $17,700 lower today (our math from TRREB’s 5.14% change). There’s another side to that. With a reverse mortgage, you don’t sell, so you’re not taking a buyer’s offer in a slow month. Many Barrie owners also have no mortgage to pay off first: in the 2021 census, 30.6% of owner households in the city had no mortgage at all ([Statistics Canada](https://www12.statcan.gc.ca/census-recensement/2021/dp-pd/prof/details/page.cfm?Lang=E&DGUIDlist=2021A00053543042)). You keep living in your home and stay the owner, and any future rise in value is yours. Run your own numbers in the [Barrie calculator](/tools/reverse-mortgage-calculator-barrie/). ## If you own a Barrie condo Condo owners have one more thing to check. Lenders look at the building as well as your unit, and your condo fees stay yours to pay. Our [Barrie condo page](/reverse-mortgage-condo-barrie/) explains what lenders check, and our [Barrie home prices guide](/guide/barrie-home-prices/) shows the latest figures for every home type. ## Keep reading - [What are home prices in Barrie right now?](/guide/barrie-home-prices/) - [How much does it cost to downsize in Barrie?](/guide/downsizing-in-barrie-cost/) - [Condo Reverse Mortgages](/reverse-mortgage-condo-barrie/) - [How much does a reverse mortgage cost in Barrie?](/guide/reverse-mortgage-cost-barrie/) ## Sources 1. [TRREB, Simcoe County Market Watch, September 2026 (released October 6, 2026)](https://trreb.ca/wp-content/files/market-stats/market-watch/Simcoe_County_mw2609.pdf) 2. [Statistics Canada, Census Profile 2021, City of Barrie (released 2022)](https://www12.statcan.gc.ca/census-recensement/2021/dp-pd/prof/details/page.cfm?Lang=E&DGUIDlist=2021A00053543042) 3. [TRREB, Simcoe County Market Watch, August 2026](https://trreb.ca/wp-content/files/market-stats/market-watch/Simcoe_County_mw2608.pdf) --- Free reverse mortgage estimate (no sales pressure): https://reversemortgagebroker.ca/estimate/?utm_source=reversemortgagebarrie&utm_medium=satellite&utm_campaign=barrie-real-estate-market-september-2026 Operated by Dominion Lending Centres Homestead Financial, a mortgage brokerage licensed by the Financial Services Regulatory Authority of Ontario, brokerage licence #11711. Independently Owned and Operated. ReverseMortgageBarrie.ca is a website of Dominion Lending Centres Homestead Financial, not a separate brokerage. Richard Hopkins, Mortgage Broker, licence M16000896.